Dental Insurance & Payment Options

At Somerset Dentists, we believe high-quality dental care should be accessible to everyone. Whether you have dental insurance or not, we offer several options to help you receive the care you need without stress or surprise costs. Our team is here to guide you, answer questions, and help you understand the best financial path for your treatment.

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We Work With Most PPO Insurance Plans

While we are an out-of-network provider, we proudly accept assignment of benefits and file claims on your behalf to help you maximize your coverage.


This means:


  • You can still use your PPO insurance at our office
  • We submit all paperwork & claims for you
  • Your insurance reimbursement goes directly toward your treatment costs
  • You get transparent estimates before any treatment begins


Our administrative team is highly experienced in helping patients understand their benefits and coverage. If you’d like, we can verify your insurance before your appointment so you know exactly what to expect.


No Insurance? We’ve Got You Covered

If you don’t have dental insurance, our affordable in-house membership plan makes it easy to maintain your oral health while saving money. Our plan was created to make preventive care affordable and to lower the cost of restorative or cosmetic treatment. There are no deductibles, no waiting periods, and no claim forms.

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A clean tooth with three sparkle symbols.

$299 per year

  • 1 Comprehensive Exam
  • 1 Recall Exam
  • 1 Emergency Exam
  • All X-rays
  • 2 Dental Cleanings
  • 2 Fluoride Treatments
  • Discounts on most dental treatment
Sign Me Up!

We Offer Flexible Financing Options

We understand that dental care is an important investment. To make treatment as convenient as possible, we offer third-party financing through Cherry, allowing you to split payments into comfortable monthly installments.


Cherry Financing Benefits:


  • Soft credit check (won’t hurt your credit)


  • Approval decision in seconds


  • Pay over time with flexible plans


  • Ideal for larger treatments such as implants, Invisalign, or cosmetic services


Our team will walk you through the process and help you select the plan that best suits your needs.